PLAN. NAVIGATE. PROSPER.

Plan the life you haven’t lived yet.

A unique engine builds your plan. You just share what you’re comfortable with — however much you choose.

Delta Prime is a financial planning tool you talk to. Describe your situation, and a real calculation engine, not a language model’s guess, turns it into a living plan: retirement projections, tax planning, debt payoff, and every scenario you want to compare.

Projection, not a guarantee. Educational illustration, not financial advice.

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Retirement
RMDs, IRMAA, and Social Security timing
Social Security
Claim at 62 or wait — see the trade-off
Investments
Monte Carlo projections, not guesses
Estate Planning
Trust and gifting factors, worked precisely
Cash Flow
Where the money actually goes each month
Debt Strategy
Snowball or avalanche, mapped to a date
Roth Strategy
Pay taxes now, or later — we show both
Tax Strategy
Keep more of what you earn

The AI never does the math.

A deterministic calculation engine, validated against the same standards a tax authority or actuary would use, runs every number in your plan.

No account linking. Ever.

You tell us your numbers. Nothing connects to your bank: no passwords, no Plaid, no data-sharing anxiety.

Depth a chat can't match.

Every conversation builds toward customized scenarios and real charts, anchored to a validated calculation engine.

Built around how you think about money.

FIRE, Bogleheads, debt payoff, or traditional planning: Delta Prime adapts to you, not the other way around.

Ask a question. The engine answers.

You talk to Delta Prime the way you'd talk to a planner. Behind every answer, a validated calculation engine runs the numbers and shows you the assumptions it used — so you always know what you told it and what it assumed.

The conversation
Can I retire at 62 if I keep saving $1,500 a month?
Retiring at 62 gives your plan an 84% chance of lasting through age 95. Waiting to 65 raises that to 96%. Here's the range of outcomes either way — want me to compare them side by side?
What the engine computed
retire at 62todayage 95
Retirement age62you told us
Monthly saving$1,500you told us
Real return6.0%assumption

Illustrative example. Projection, not a guarantee — your plan uses your own numbers.

See what your plan actually looks like.

Join the beta