Straightforward pricing.
No hidden tiers, no upsells buried mid-conversation.
Free
A complete single-household planner.
- The full conversational planner — chat through any what-if
- Projections with Monte-Carlo confidence bands and success probability
- Up to 3 named scenarios, compared side by side
- Debt payoff, retirement readiness, and a basic stress test
- Saved artifacts and PDF export, plus a calendar with email nudges
- Basic tax-window visualization
Pro
Pricing is still being finalized during the beta.
Everything in Free, plus the tools for whole-family, multi-year, cross-domain planning:
- The family wealth graph and cross-domain synthesis
- A year-by-year Roth-conversion and withdrawal schedule
- Deeper tax-window tools: bracket-fill optimizer and multi-year coordination
- Unlimited named scenarios
- A quarterly “State of Your Plan” report
- A legal-gated second opinion on your plan (coming soon)
Pricing is provisional and may change while we’re in beta. The Free and Pro feature split is set; the final prices are not.
Compare plans
Free covers a complete single-household planner. Pro adds 6 capabilities built for whole-family, multi-year, cross-generation planning — the tools that turn a plan for yourself into a plan for everyone who depends on it.
- Full conversational planner
- Monte-Carlo bands & success probability
- Up to 3 named scenarios
- Debt payoff & stress test
- Saved artifacts & PDF export
- Financial calendar with nudges
- Basic tax-window visualization
Family wealth graph
Model parents, kids, and siblings alongside your own household — one plan across generations, not just one household.
Unlimited scenarios
Free stops at 3. Compare as many decisions side by side as you want to think through.
Roth & withdrawal schedule
A year-by-year plan for exactly when and how much to convert or withdraw.
Deeper tax-window tools
A bracket-fill optimizer and multi-year coordination for the years that matter most.
Quarterly plan report
A “State of Your Plan” report, delivered automatically — no need to go looking for it.
Second opinionComing soon
A legal-gated, licensed second look at your plan.
Pricing questions
Do I need a credit card to try Delta Prime?
No. Delta Prime is free during the beta, and signing up never asks for a card.
Can I switch between Free and Pro?
Yes, any time. Downgrading doesn't delete your data: your family wealth graph and its history are waiting for you if you upgrade again later.
What happens to my data if I cancel?
Your plan data is retained according to our Privacy Policy's retention schedule, and you can request erasure at any time.
How much will Pro cost?
We're still settling final pricing during the beta. We expect to offer both monthly and annual billing when Pro launches, and we'll confirm the price before anyone is charged.
Projection, not a guarantee. Educational illustration, not financial advice.